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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great product paypal credit

Paypal credit installment gives great flexibility and easy and secure validation on payments and login . Good experience so far. Reviewed on: 14th May 2024

I feel safe using my PayPal account paying merchants...

I feel safe using my PayPal account paying merchants that i’m not comfortable giving my card details to Reviewed on: 14th May 2024

Really convenient and competitive

Really convenient and competitive Reviewed on: 14th May 2024

Good at following up undelivered service

Good at following up undelivered service Reviewed on: 14th May 2024

Never had any problems, low rates and sometimes you...

Never had any problems, low rates and sometimes you can get 6 months free intrest so highly recommended Reviewed on: 14th May 2024

Love the Paypal Credit which was pain free and easy...

Love the Paypal Credit which was pain free and easy to set up Reviewed on: 14th May 2024

Quick and easy process.

Quick and easy process. Simple to use Reviewed on: 14th May 2024

PayPal thanks x excellent safe and easy

PayPal thanks x excellent safe and easy Reviewed on: 14th May 2024

It’s so easy and secure to pay for goods and service...

It’s so easy and secure to pay for goods and services online. I find it the easiest way to send money to friends and family abroad with little fuss and effort. Reviewed on: 14th May 2024

PayPal Credit is Great

PayPal has been critical to help me cover my finance a lately. I have more time to clear payments and it has been awesome. Also the APR is much lower than other options available which is great. Additionally constant reminders about payment due helps me not to miss a payment. Reviewed on: 14th May 2024

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