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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

The safest and most flexible way to pay!

I use PayPal a lot, it's safe way to pay for goods and services, especially in emergencies. You can pay back flexibily and wirh 0% Apr for the first.4 moths. This is the deal that not many can offer! Reviewed on: 14th May 2024

Hard to speak with someone if you have a problem nee...

Hard to speak with someone if you have a problem needs to be made easier Reviewed on: 14th May 2024

PayPal is versatile and easy to use.

PayPal is versatile and easy to use. I have been using PayPal for a very long time. I can connect with others across the world without fear of losing my money or having to give my bank details. There are different options to pay for products which is also great. Reviewed on: 14th May 2024

Great service and support highly recommended

Great service and support highly recommended Reviewed on: 14th May 2024

Easy to set up

Paying with PayPal is easy, with a range of flexible finance options. However, I find the management of payments hard to navigate when you have more than one finance running at the same time. Reviewed on: 14th May 2024

Easy to use and very helpful when unexpected large p...

Easy to use and very helpful when unexpected large purchases are needed Reviewed on: 14th May 2024

Great no issues

Great. Treated well, but payments takes time to update once payment is made Reviewed on: 14th May 2024

Great service quick response friendly customer service

Great service quick response friendly customer service Reviewed on: 14th May 2024

Great to buy without been able to otherwise as cab g...

Great to buy without been able to otherwise as cab get a weekly shop or buy items on ebay and have time to repay Reviewed on: 14th May 2024

PayPal Credit

Can use PayPal credit for all I need and can spread the payments to suit. Direct debit option is great Reviewed on: 14th May 2024

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