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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Love paypal

PayPal is a quick and easy way to spread the cost of buying what you need. I love it. Its the best. Reviewed on: 14th May 2024

Great experience using PayPal credit so far

Great experience using PayPal credit so far Reviewed on: 14th May 2024

Always an easy transaction.

Always an easy transaction. Peace of mind. Safe. Good rates. PayPal has helped me out immensely since I’ve had it. Sometimes you end up in a tight spot and PayPal has been there for me when I’ve needed it. I’m very thankful for having this utility and would recommend to anyone. Reviewed on: 14th May 2024

Safe, secure and reliable

Never any issues, excellent options and regular offers for credit. Feels safe and secure within the app. Reviewed on: 14th May 2024

My second credit, happy with the service

My second credit, which is also interest free and helps for big amount purchases Reviewed on: 14th May 2024

PayPal credit really help me a lot when I really nee...

PayPal credit really help me a lot when I really needed it. Reviewed on: 14th May 2024

Had amazing experience easy to check my balance and...

Had amazing experience easy to check my balance and make payments Reviewed on: 14th May 2024

Excellent platform

Excellent to use plan out your purchases and overall just a fantastic platform Reviewed on: 14th May 2024

An easy to use app which runs nicely with other...

An easy to use app which runs nicely with other apps Reviewed on: 14th May 2024

PayPal is brilliant

Never had any problems with using PayPal plus PayPal credit is a god send. Customer service is always at its best. Thank you Reviewed on: 14th May 2024

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