Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal is trustful company.

Paypal is trustful company. Fast responses and protecting the customer. Customer service understands the problem easily and helpful. Thank you Reviewed on: 14th May 2024

Easy transactions, quick payouts and good at dealing...

Easy transactions, quick payouts and good at dealing with disputes Reviewed on: 14th May 2024

Quick and safe way to pay.

Quick and safe way to pay. Notifications received with transactions which allow you to track your money. Fast refunds. Reviewed on: 14th May 2024

Good merchants with valuable interest rates

Good merchants with valuable interest rates Reviewed on: 14th May 2024

Paypalcredit

Great company to deal with, good rates and offers Reviewed on: 14th May 2024

Nothing really to complain really good platform and...

Nothing really to complain really good platform and easy to use that’s main thing Reviewed on: 14th May 2024

I love it.

I love it. Always when I need it help me a lot. Reviewed on: 14th May 2024

Excellent service trustworthy customer service secu...

Excellent service trustworthy customer service security of money quick response Reviewed on: 14th May 2024

Always very helpful really appreciated the time and...

Always very helpful really appreciated the time and support Reviewed on: 14th May 2024

excellent security

Very good service excellent security Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub