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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,963 reviews, last reviewed 17th May 2026
2680150% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful for borrowing money and spreading the cost. Very useful for borrowing money and spreading the cost. Really good for buying fuel Reviewed on: 17th May 2026
graham 's avatar
graham

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108963)

Used it but Christmas present and got money off my p...

5
Used it but Christmas present and got money off my purchase Reviewed on: 6th May 2026
MikeH's avatar
MikeH

Secure using PayPal online

5
I feel totally secure using PayP Reviewed on: 6th May 2026
Annie's avatar
Annie

Easy refunds.

5
they are on point when I needed refunds. easy payments without having ti use a credit card.Overall good experience for over a decade. Reviewed on: 6th May 2026
Laurence 's avatar
Laurence

I have used this service for years now.

5
I have used this service for years now, and never had any issues. Great customer service, easy app to manage, and continues to help me. Reviewed on: 6th May 2026
Sam Green's avatar
Sam Green

I really value the 'Pay in 3' feature.

5
I really value the 'Pay in 3' feature. It’s been a lifesaver when I’m low on cash and waiting for payday, as it lets me split my purchases into three manageable chunks. The process is quick and it’s great for budgeting without having to pay everything upfront. Reviewed on: 6th May 2026
Jawed M's avatar
Jawed M

Great product

5
Always easy to use and great to have the facilities it offers Reviewed on: 6th May 2026
Greg S's avatar
Greg S

Easy and safe ways to use money especially on the in...

5
Easy and safe ways to use money especially on the internet Reviewed on: 6th May 2026
Keith B's avatar
Keith B

Haven’t had to contact costumer service at all.

5
Haven’t had to contact costumer service at all. Use PayPal for all my online purchases, haven’t had any issues with years of use. Makes me happier shopping online with that extra layer of security. Reviewed on: 6th May 2026
Sean D's avatar
Sean D

PayPald offer great options

5
PayPal provide an excellent service and various ways to use them for purchases. They offer payment that are interest free along with normal credit options Reviewed on: 6th May 2026
Nigel E's avatar
Nigel E

A great service to use and Good all round. very easy

5
A great service to use and very easy Reviewed on: 6th May 2026
Karen Moulton's avatar
Karen Moulton

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