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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176616)

Good access and clear instructions.

Good access and clear instructions. Helpful when contacted and swift resolution of issues. Easy to pay securely and safely to anyone. Reviewed on: 7th July 2026

Very good I paid with pay pal but it was a scam cont...

Very good I paid with pay pal but it was a scam contacted pay pal and got my money back Reviewed on: 7th July 2026

Very easy always good never any issues Will continu...

Very easy always good never any issues Will continue to use Reviewed on: 7th July 2026

Richly featured credit card - fantastic!

Richly featured credit card with great credit facilities. The 0% interest for 4 months is incredibly useful. Expiry dates are clear and tracking what has been cleared really easy. Best card I have used. Reviewed on: 7th July 2026

Love PayPal

PayPal is easy to use, help you with any issues whilst shopping, protect you, accepted nearly everywhere, and now even has a credit card...what more could you want. Reviewed on: 7th July 2026

PayPal Credit is very convenient; you can use it in...

PayPal Credit is very convenient; you can use it in an emergency. I am satisfied with it. Reviewed on: 7th July 2026

I had a greati experience.

I had a great experience. The service was professional, fast, and reliable. Everything was handled smoothly, and I am very satisfied. Thank you for the excellent service. I would definitely recommend it. Reviewed on: 7th July 2026

Nothing compares to paypal

Absolutely love PayPal everything is straight forward and above board Reviewed on: 7th July 2026

Easy to use paypal

Applied to use paypal credit, never used before. Very easy to follow steps. Enjoyed making my purchases. Reviewed on: 7th July 2026

Super easy to use

Super easy to use & sign up to. clearly laid out information regarding APR terms and conditions. Its easy to set up and adjust monthly payments, online summary on app, great availability of companies you can use paypal credit with. Reviewed on: 7th July 2026

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