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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108912 reviews)

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4.90

Based on 108,912 reviews, last reviewed 17th May 2026

2677650% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good experience It was a good experience, I really appreciate the pay later options, however, this is not an option in all cases. Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108912)

transactions are safe and protected with paypal

i have had to ring paypal before to query a transaction and bery helpful Reviewed on: 6th May 2026

Easy to use, great interest free options and user fr...

Easy to use, great interest free options and user friendly Reviewed on: 6th May 2026

Easy to use but not always efficient

Easy to use but the statements are not updated in real time and can be annoying Reviewed on: 6th May 2026

Never have any problems Brilliant services

Never have any problems. Bought products over a period of time. Reviewed on: 6th May 2026

PayPal credit allows me the flexibility of purchasin...

PayPal credit allows me the flexibility of purchasing something more expensive and giving me the opportunity to pay back what I can afford each week. Reviewed on: 6th May 2026

Great service everytime.

Great service everytime. I would recommend paypay credit to everyone Reviewed on: 6th May 2026

Payment engine available in most places makes it ideal

Payment engine available in most places makes it ideal Reviewed on: 6th May 2026

I find PayPal easy to use.

I find PayPal easy to use. They give great options to pay, helping to spread the cost is so helpful in today’s cost of living. Setting up direct debit is simple. Have recommended to my family & friends. Reviewed on: 6th May 2026

PayPal is so easy to use and great way to pay in sma...

PayPal is so easy to use and great way to pay in small businesses Reviewed on: 6th May 2026

A nice easy way to pay for things, gives you satisfa...

A nice easy way to pay for things, gives you satisfaction in not having to worry about different currency's. Reviewed on: 6th May 2026

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