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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176552)

Dependable, excellent service.

Dependable, excellent service. Reliable, high-quality service. Reviewed on: 7th July 2026

If I have had any issues with sellers it has been re...

If I have had any issues with sellers it has been resolved immediately 10/10 paypal Reviewed on: 7th July 2026

Used PayPal since 2005.

Used PayPal since 2005. Proven to be consistently quick, efficient and secure. In the rare event of any issues, customer services dealt and rectified with no hassle/drama. Reviewed on: 7th July 2026

An easy and straightforward way to loan money

Easy and straightforward functionality of website. Easy to see balance, make payments and set direct debits. Also it is an added bonus for the 0% interest offers on certain purchases. Ive found using PayPal credit to be a simple process and an easy way of managing my credit especially compared to a credit card. Reviewed on: 7th July 2026

Paypal credit is great!

Paypal credit is easy to access, and a great way of budgeting and still being able to get what you need /want. An instant decision, no waiting around so it's quick and convenient. Reviewed on: 7th July 2026

They best way to pay and borrow.

Iv.been using.paypal since its beginning and never had any problems. Keep things clear and easy to understand. The only way to pay online and the credit, especially yhe pay in installments helps make those bigger purchases affordable. Reviewed on: 7th July 2026

PayPal repayment options are fantastic

PayPal repayment options are a fantastic way to buy more expensive items, spreading the costs over 3 or 4 months. Reviewed on: 7th July 2026

The Paypal credit give me a chance to buy a more lux...

The Paypal credit give me a chance to buy a more luxurious and expensive item which I could not do under normal circumstances ! Reviewed on: 7th July 2026

100% Recommend.

Always quick to respond to and resolve any issues. Safeguards all transactions. Reviewed on: 7th July 2026

Excellent service

I've had no problem with pay pal from the first day I used them Reviewed on: 7th July 2026

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