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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176462)

Very good when handling a dispute

Excellent when there’s a problem with supplier 3 disputes all sorted and money refunded. Reviewed on: 7th July 2026

Excellent Service with PayPal Credit.

I've never had any problems with PayPal Credit. Always communicating letting me know of any changes or payments scheduled on my account. Excellent service. Reviewed on: 7th July 2026

I've had PayPal credit a few times now.

I've had PayPal credit a few times now. Instant answer to purchases made and know where I am with it. I can change the direct debit or make payments to suit myself whenever. Would recommend to friends and family. Easier than using a credit card. Reviewed on: 7th July 2026

Been with papaya for year never let me down and a...

Been with papaya for year never let me down and always got with PayPal to pay it is easy and relatable Reviewed on: 7th July 2026

Always get a decision within seconds.

Always get a decision within seconds. I haven't been refused yet. It helps when things are a bit tough. Reviewed on: 7th July 2026

I have always had a seamless processing of my transa...

I have always had a seamless processing of my transactions Reviewed on: 7th July 2026

Just fantastic when I try paid mouthlying it come in...

Just fantastic when I try paid mouthlying it come in hand Reviewed on: 7th July 2026

A helpful friend

I’ve been using PayPal for years; the credit helped me get through the toughest times. It’s easy to use and fast. Reviewed on: 7th July 2026

Excellent and handy , whenever I need to shop I coul...

Excellent and handy , whenever I need to shop I could pay my shopping no hustle . Reviewed on: 7th July 2026

PayPal. Honest, open and trustworthy

PayPal are always very clear in communications. Their terms and conditions are easy to understand and I trust PayPal with transactions I make Reviewed on: 7th July 2026

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