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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108866 reviews)

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4.90

Based on 108,866 reviews, last reviewed 17th May 2026

2675500% increase in 5 star reviews

in the past 90 days

7850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has good options like pay in 3 or PayPal cred... PayPal has good options like pay in 3 or PayPal credit pay in 4. Reviewed on: 17th May 2026

Latest lowest rating:

1

I was told I’d get £20 off my first purchase which w... I was told I’d get £20 off my first purchase which was my incentive and didn’t receive. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108866)

Easy, hassle free way of banking

Easy, hassle free way of banking Reviewed on: 6th May 2026

I found it annoying that you cannot amend a direct d...

I found it annoying that you cannot amend a direct debit date on the app. Also the DD takes ages to come out and the payments you make also take ages to process. I like the app as it is simple to use for payments and easy to set up on my wallet. Reviewed on: 6th May 2026

Easy to use.

Easy to use. Always available. Competitively intrest rates Reviewed on: 6th May 2026

Simple Interface, Generous Credit Account.

Simple Interface, Generous Credit Account. Great Reward and Inventives to spend Reviewed on: 6th May 2026

Nothing but positive experiences and everything is e...

Nothing but positive experiences and everything is easy to understand Reviewed on: 6th May 2026

Great product and brilliant customer service!

Great product and brilliant customer service! Reviewed on: 6th May 2026

PayPal transactions are very swift and fast which an...

PayPal transactions are very swift and fast which an easy to use interface and clear exchange rate feature. Reviewed on: 6th May 2026

There when I need and always has good offers it’s si...

There when I need and always has good offers it’s simples Reviewed on: 6th May 2026

Fantastic!

Always there and happy to help with any queries. They'll cover your back if anything goes wrong and always a pleasure to speak too. I've been using the service for years now and have even recommended friends to join. Thank you PayPal credit! Reviewed on: 6th May 2026

It’s a breather for me.

It’s a breather for me. I’m not pressured with finances and PayPal credit helps a lot. It’s a part of my life. Reviewed on: 6th May 2026

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