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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,825 reviews, last reviewed 17th May 2026
2673700% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using PayPal since 2011 ish and it's perfect, q... Been using PayPal since 2011 ish and it's perfect, quick, safe and always there when you need it. Reviewed on: 17th May 2026
Carl's avatar
Carl

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108825)

It is a good experience to use PayPal Credit.

5
It is a good experience to use PayPal Credit. The best is the pointing system which is a bonus. Reviewed on: 6th May 2026
TMZ's avatar
TMZ

Excellent financial instrument

5
I have a very positive experience using PayPal I found using the service very efficient and user friendly. Reviewed on: 6th May 2026
Corndawg Burns's avatar
Corndawg Burns

Nothing special PayPal is still the same for years

3
Nothing special PayPal is still the same for years Reviewed on: 6th May 2026
Ax'll's avatar
Ax'll

I made to orders in December from Debenhams I sent b...

1
I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal I have complain about 20 times and still not had my refund Reviewed on: 6th May 2026
sarah wrigley's avatar
sarah wrigley

No issues

5
No issues. Easy to use and good customer service Reviewed on: 6th May 2026
Liana W's avatar
Liana W

A good and easy way to spend money, it is quite help...

4
A good and easy way to spend money, it is quite helpful the “spread the cost” concept. Help a lot with the times we are living in. Reviewed on: 6th May 2026
Raul I's avatar
Raul I

A great way to get trouble out of the way if you are...

4
A great way to get trouble out of the way if you are money mindful Reviewed on: 6th May 2026
Charlie JM Torres's avatar
Charlie JM Torres

Never had a problem with PayPal excellent customer s...

5
Never had a problem with PayPal excellent customer service they could update there payment system so when you do pay PayPal credit it comes out straight away instead of at night Reviewed on: 6th May 2026
Mark n's avatar
Mark n

Very easy to use and staff very understanding when a...

5
Very easy to use and staff very understanding when a issue arises Reviewed on: 6th May 2026
Markie 's avatar
Markie

Easy and Safe Way to Shop

5
PayPal made shopping so much easier and safe. The process is quick, simple, and convenient, especially when buying online. I like that payments feel secure and everything is easy to manage in one place. PayPal Credit has also helped make larger purchases more flexible by spreading the cost when needed. Reviewed on: 6th May 2026
Sanaz b's avatar
Sanaz b

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