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PayPal: PayPal Credit reviews

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4.90
Based on 108,812 reviews, last reviewed 17th May 2026
2673100% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great to use as it has 4 months interest free payments. Great to use as it has 4 months interest free payments. Easy to use this credit when making a purchase. PayPal helps with repayment by scheduling re... Read more Reviewed on: 17th May 2026
Jo's avatar
Jo

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108812)

I made to orders in December from Debenhams I sent b...

1
I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal I have complain about 20 times and still not had my refund Reviewed on: 6th May 2026
sarah wrigley's avatar
sarah wrigley

No issues

5
No issues. Easy to use and good customer service Reviewed on: 6th May 2026
Liana W's avatar
Liana W

A good and easy way to spend money, it is quite help...

4
A good and easy way to spend money, it is quite helpful the “spread the cost” concept. Help a lot with the times we are living in. Reviewed on: 6th May 2026
Raul I's avatar
Raul I

A great way to get trouble out of the way if you are...

4
A great way to get trouble out of the way if you are money mindful Reviewed on: 6th May 2026
Charlie JM Torres's avatar
Charlie JM Torres

Never had a problem with PayPal excellent customer s...

5
Never had a problem with PayPal excellent customer service they could update there payment system so when you do pay PayPal credit it comes out straight away instead of at night Reviewed on: 6th May 2026
Mark n's avatar
Mark n

Very easy to use and staff very understanding when a...

5
Very easy to use and staff very understanding when a issue arises Reviewed on: 6th May 2026
Markie 's avatar
Markie

Easy and Safe Way to Shop

5
PayPal made shopping so much easier and safe. The process is quick, simple, and convenient, especially when buying online. I like that payments feel secure and everything is easy to manage in one place. PayPal Credit has also helped make larger purchases more flexible by spreading the cost when needed. Reviewed on: 6th May 2026
Sanaz b's avatar
Sanaz b

I've found this service very easy to use

5
I've found this service very easy to use and manage, and it is accepted in most places. Reviewed on: 6th May 2026
Simon Foskett's avatar
Simon Foskett

The app is clear and easy to navigate and use.

5
The app is clear and easy to navigate and use. Help and advise is available should you need it. You can clearly see your balances and what repayments are due when when using the PayPal credit option. When using the platform to send and receive money you know you can do so securely and easily. Reviewed on: 6th May 2026
Nicola D's avatar
Nicola D

Very good Web Site, easy to use and understand

5
Very good Web Site, easy to use and understand - much better than some other sites I have used. I have had on two occasions to use you support services due to payments coming out of my PayPall account the problems were resolved quickly and efficiently, Iwas kept updated through the process. I have purchased a £700 item through your credit system over a period of several months the process was easy, A went well. Reviewed on: 6th May 2026
John W's avatar
John W

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