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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176068 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176122)

PayPal is excellent.

PayPal is excellent. Easy and safe to purchase Reviewed on: 7th July 2026

First Choice to manage purchase

Great option, user friendly, app clear to read and use, ideal for managing bigger purchases with manageable payments. Reviewed on: 7th July 2026

Easy to use, reliable service and great value for mo...

Easy to use, reliable service and great value for money. Reviewed on: 7th July 2026

PayPal credit has worked well as my first credit card.

PayPal credit has worked well as my first credit card. Having three months to pay off large purchases is great and so is collecting points. Reviewed on: 7th July 2026

Excelent paypal and customer service

Excelent paypal and customer service Reviewed on: 7th July 2026

Very easy to set up.

Very easy to set up. No complications or form filling. Reviewed on: 7th July 2026

Excellent service I have used PayPal credit for over...

Excellent service I have used PayPal credit for over 5 years and has really added value to my life Reviewed on: 7th July 2026

I find Paypal to be quick and helpful.

I find Paypal to be quick and helpful. They appear to be honest. Reviewed on: 7th July 2026

PayPal user friendly

I find PayPal easy to use and helpful for those months when I need to spread the cost. Reviewed on: 7th July 2026

No fuss credit

Needed short term credit and knew PayPal was trusted, the whole process was quick and easy. Reviewed on: 7th July 2026

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