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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176052)

Useful & manageable way to pay!

I have found paypal Credit very useful and most of all manageable. I have purchased items for a large cost I cannot afford in one go and paypal credit helps me split the cost easily. The app is easy to navigate also making it quicker and easier to pay back. Reviewed on: 7th July 2026

Quick and easy to apply and set up repayment plan...

Quick and easy to apply and set up repayment plan Reviewed on: 7th July 2026

PayPal is so easy to use and automatically gives 4 m...

PayPal is so easy to use and automatically gives 4 months interest-free, unlike other providers that you have to apply for after you have paid. Reviewed on: 7th July 2026

Secure and easy to use.

Secure and easy to use. Keeps personal details private and added benefit of “pay in 3” at no additional cost makes spreading the cost very easy. Reviewed on: 7th July 2026

A user since the beginning.

I've been a PayPal user since the beginning. It's amazing how PayPal has evolved from pay in 3, sending money to friends and especially PayPal credit. I use the all daily. It's just a fantastic service altogether. Reviewed on: 7th July 2026

Paypal Services.

I find Paypal to be an excellent and trustworthy service. Options provided for payments are exceptional and have proven to be a great asset to myself personally which have helped me make purchases fit in with my cashflow. Reviewed on: 7th July 2026

As good as the new banks, but with more trust.

As good as the new banks, but with more trust. I love the way that PayPal is continuing to innovate and provide similar value that competitors have done with more benefits such as loyalty points. Reviewed on: 7th July 2026

It's easy to use and customer services have always b...

It's easy to use and customer services have always been very helpful when I've need to speak with them Reviewed on: 7th July 2026

Paypal is a digital wallet very fast and reliable ea...

Paypal is a digital wallet very fast and reliable easy to use. I can send money to my friends internationally as well as locally. 100% recommended. Reviewed on: 7th July 2026

Great customer service.

Great customer service. I feel safe when I use paypal all the time Reviewed on: 7th July 2026

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