Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136157 reviews)

View other PayPal products

4.73

Based on 136,157 reviews, last reviewed 12th Jun 2026

3926000% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love my Pay Pal I have had an excellent experience with PayPal been using it for a few years now Reviewed on: 12th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136157)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Smooth and seamless

The experience of paying online is smooth and seamless with no hassle. Easy to understand monthly statements and helpful app to track payments etc is great, so really there is not much to try and catch you out. Gives 3-4 months to repay at 0%, which is great as well. Reviewed on: 9th June 2026

Help to budget better

I appreciate the ability to budget by spreading the cost of large purchases over 4 months. PayPal has significantly helped improve my money management and budgeting skills. Reviewed on: 9th June 2026

The app is user friendly.

The app is user friendly. Relatively easy to find out more information that is relevant to my interests. No issues so far. Reviewed on: 9th June 2026

Fast and efficient.

Fast and efficient. Easy to use. Everything at your finger tips. Would recommend Reviewed on: 9th June 2026

Always is a pleasant experience to deal with , knowi...

Always is a pleasant experience to deal with , knowing is safe Reviewed on: 9th June 2026

I find PayPal very easy to use and very helpful

I find PayPal very easy to use and very helpful Reviewed on: 9th June 2026

I use PayPal for every purchase I do online it’s fas...

I use PayPal for every purchase I do online it’s fast, easy, safe and if your purchase is large you can you can spread the cost with PayPal credit! I have found this fabulous as I did not need to apply for a credit card with big fees! Reviewed on: 9th June 2026

PayPal have helped protect me and my money with scams.

PayPal have helped protect me and my money with scams.... customer service is fantastic. Not difficult to get hold of someone. Reviewed on: 9th June 2026

Paypal offers great protection aginst scams.

Paypal offers great protection aginst scams. I was a victim a couple of years ago and they really helped me out. Reviewed on: 9th June 2026

Paypal is so easy to use and the customer service te...

Paypal is so easy to use and the customer service team are helpful and polite Reviewed on: 9th June 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub