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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136676 reviews)

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4.73

Based on 136,676 reviews, last reviewed 12th Jun 2026

3949900% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for all the orders online and often use... I use PayPal for all the orders online and often use PayPal credit or pay in 3 options for bigger purchases. I love it and its the only credit provide... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136676)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service and fast delivery

Excellent service and fast delivery Reviewed on: 9th June 2026

I have been using paypal for about 10years now

I have been using paypal for about 10years now and it has always been reliable and easy to use for the majority of transaction that i make i make through paypal. Reviewed on: 9th June 2026

Such a great service, I have used it for many many y...

Such a great service, I have used it for many many years and it makes buying safe, fast and easy. Reviewed on: 9th June 2026

My Longest Relationship

Pay in 3 is the reason my bank account and my shopping habits are still on speaking terms. I've used PayPal for years and it's always been quick, secure, and ridiculously easy. At this point, I trust PayPal more than I trust my own impulse control ;) Reviewed on: 9th June 2026

Love paypal

I love paypal its helped me so much when needing to buy expensive stuff and i get to split the payments.Its safe and secure. Reviewed on: 9th June 2026

brilliant if your a little, short o...a helping hand

PayPal credit it brilliant if your a little, short on cash and need something. I use it often, you can pay it off bit by bit or all at once as there are options when you log into your PayPal. It’s so easy!!! Reviewed on: 9th June 2026

Excellent with ease of use

Excellent with ease of use and flexibility Reviewed on: 9th June 2026

Customer service and easy to use app

I mainly use the app as I has everything and easy Reviewed on: 9th June 2026

Easy to manage credit via the app

Easy to manage credit via the app, with lots of opportunity for interest free purchases over 3 month periods! Gives flexibility to make multiple payments if required! Reviewed on: 9th June 2026

Flexible

I really appreciate the flexible payment options and ease to use Reviewed on: 9th June 2026

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