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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is very good I try to tell about PayPal to my...

PayPal is very good I try to tell about PayPal to my friend Reviewed on: 14th July 2026

All Perect ...

Never has a issue with paypal so its all is perfect for me Reviewed on: 14th July 2026

Low APR% No halsslw

PayPal is the only credit card I own that I have no hassle with, low interest rate as well. Reviewed on: 14th July 2026

Paypal makes life easy.

Since taking out an account with PayPal its made paying for items alot more easier and the affordability too,i can have anything quicker than I would normally do having to save up for them. Reviewed on: 14th July 2026

Easy transactions app works well updated information...

Easy transactions app works well updated information is always provided Reviewed on: 14th July 2026

Easy to use, keep upto date with app

Easy to use, keep upto date with app Reviewed on: 14th July 2026

10/10 i love it sm

10/10 u love it so muchhhh its the best cash app to ever exist Reviewed on: 14th July 2026

I use PayPal wherever possible for many things.

I use PayPal wherever possible for many things. I like the choice of credit options with PayPal. It's easy and efficient. I trust PayPal for online purchases. Reviewed on: 14th July 2026

Easy to apply convenient payment options

Easy to apply convenient payment options to spread the cost and great online tools to manage the account. Reviewed on: 14th July 2026

Very easy to use and user friendly

Very easy to use and user friendly Reviewed on: 14th July 2026

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