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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136938 reviews)

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4.73

Based on 136,938 reviews, last reviewed 12th Jun 2026

3961900% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love pay pal used it for years. Love pay pal used it for years. Always speedy and reliable. Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136938)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal gives me with financial flexibility

PayPal provides me with exactly the financial flexibility that I need. Also the associated costs are very reasonable. I find it very easy to use the various online services that PayPal provides. Reviewed on: 9th June 2026

Excellent service and very convenient.

Excellent service and very convenient. The ability to hold my PayPal credit account as a physical card is a fantastic feature. Reviewed on: 9th June 2026

Always feel confident in using PayPal, knowing I hav...

Always feel confident in using PayPal, knowing I have security, peace of mind and assistance if required to resolve any issues. Reviewed on: 9th June 2026

Safe way to shop,with interest free credit.

I have used PayPal and PayPal credit for years. It is a safe way to shop because you do not have to give your bank details every time you shop, and if you use credit you have four months interest free to pay off larger amounts. Also any problems are sorted quickly with money back guarantees if found to be correct. Which has happened to me a couple of time's. Reviewed on: 9th June 2026

Ease of use anywhere I go.

Ease of use anywhere I go. Safe to use with others ypu do not know and this keeps your items/money safe. Reviewed on: 9th June 2026

Trusted Worldwide Payment

I always preferre to use PayPal service because PayPal stands out for its reliability, innovation, and customer-focused approach. It simplifies digital payments by providing a seamless and secure experience for users. With quick transactions, strong protection, and worldwide accessibility, PayPal has become an essential tool for modern financial services. Reviewed on: 9th June 2026

Fantastic easy to use payment service.

Fantastic easy to use payment service. Love the pay in 3 Reviewed on: 9th June 2026

Straightforward and easy to use.

Straightforward and easy to use. Easy to apply Reviewed on: 9th June 2026

Very easy to do a pay in 4.

Very easy to do a pay in 4. Helps me extend payment terms. Reviewed on: 9th June 2026

Easy to use and great value with interest free credit

Easy to use and great value with interest free credit Reviewed on: 9th June 2026

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