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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181093)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I can’t complain, really save me some times by end o...

5
I can’t complain, really save me some times by end of the month!!! Reviewed on: 14th July 2026

Perfeperfectct

5
Its a perfect service for whoo need money ir to buy things Reviewed on: 14th July 2026

Easy to do deals and not have keep providing details...

5
Easy to do deals and not have keep providing details for each transaction Reviewed on: 14th July 2026

Helpful!

5
Like the ease and the 4 months interest free on purchases over £100. Helpful! Reviewed on: 14th July 2026

I love using PayPal

5
I love using PayPal to pay for stuff because it is the safest way Reviewed on: 14th July 2026

Easy to use would recommend secure way of making pu...

5
Easy to use would recommend secure way of making purchases Reviewed on: 14th July 2026

Simple, Safe and Super Secure

5
Its so simple to use as a payment mechanism. The app is easy to navigate and the account layout clear and user friendly. I know exactly what I've spent and when. I know what charges I incur and how much will be taken each month without having to log in. I love the communication from PayPal. With regular and timely notifications, I always stay up-to-date. A fantastic company with safe and secure access. Thank you PayPal. Reviewed on: 14th July 2026

My new bathroom

5
It’s a great way to purchase a large item or have a home improvement & spread the cost. Reviewed on: 14th July 2026

Paypal is user friendly, has deals and appears as pa...

5
Paypal is user friendly, has deals and appears as payment option on different platforms for my own shop options online and in store Reviewed on: 14th July 2026

Easy Peasy!

5
Paypal offers an easy and flexible method to deal with transactions by different methods. No Hastle, just straight forward. Reviewed on: 14th July 2026

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