Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147263 reviews)

View other PayPal products

4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147263)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Straight forward, easy to apply, convenient and ver...

Straight forward, easy to apply, convenient and very fast. Reviewed on: 30th June 2026

Can’t say nothing bad about their service

Can’t say nothing bad about their service Reviewed on: 30th June 2026

It’s easy to use and easy to set up with your bank a...

It’s easy to use and easy to set up with your bank account Reviewed on: 30th June 2026

Great experience and easy to use

Great experience and easy to use Reviewed on: 30th June 2026

Have had very good experience with paypal

Have had very good experience with paypal Reviewed on: 30th June 2026

Fantastic experience!

Fantastic experience on paypal when using ebay and allows you to pay back monthly. Super efficient payment method and great benifits. Would recommend. Reviewed on: 30th June 2026

Fantastic hassle free way to pay for products overtime.

Fantastic hassle free way to pay for products overtime. Also to send or receive money. Reviewed on: 30th June 2026

Just easy

PayPal is just easy can't say much more than that. Reviewed on: 30th June 2026

The ease of using the app and card to keep upto date...

The ease of using the app and card to keep upto date with everything is superb Reviewed on: 30th June 2026

Great tool overall, super easy and helpful to use.

Great tool overall, super easy and helpful to use. Free for 4 months for larger purchases is a great feature. Reviewed on: 30th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78634 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.70 from 99 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub