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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Intrest rate high not many perks

Intrest rate high not many perks Reviewed on: 14th July 2026

PayPal payment processing was incredibly easy and fast!

PayPal payment processing was incredibly easy and fast! I completed my transaction in under a minute with no hassle, secure verification, and instant confirmation. Highly recommend for smooth, reliable payments. Reviewed on: 14th July 2026

Efficient and expedient way to purchase, hass...

Efficient and expedient way to make a purchase, hassle free. You also have PayPal protection. Reviewed on: 14th July 2026

Fantastic!

Fantastic! Made spending easier, taking away the pressure of large prices Reviewed on: 14th July 2026

Easy to use website and prompt responses

Easy to use website; have responded promptly and positively when requesting an increased credit limit and a physical card. Reviewed on: 14th July 2026

Great service keeps ur transaction5 stars safe

Great service keeps ur transaction safe Reviewed on: 14th July 2026

App is very easy to understand and simple to use.

App is very easy to understand and simple to use. Reviewed on: 14th July 2026

I've use paypal all the time it is easy and simple.

I've use paypal all the time it is easy and simple. There is a lot of options and benefits in using paypal from pay in 3 to 4 months interest free, paypal credit and debit cards and their new points programme. Reviewed on: 14th July 2026

Very knowledgeable and fast response when I need hel...

Very knowledgeable and fast response when I need help with anything Reviewed on: 14th July 2026

Great way to pay and budget for goods

Great way to pay and budget for goods Reviewed on: 14th July 2026

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