Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (135063 reviews)

View other PayPal products

4.74

Based on 135,063 reviews, last reviewed 11th Jun 2026

3876500% increase in 5 star reviews

in the past 90 days

10800% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit flexible payment options PayPal credit provides an excellent payment option both for online purchases and in store with their credit card. Enables me to easily balance my fin... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135063)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and set up

Easy to use and set up excellent access to your account, keeping track of your credit and paying off early when you want to. Reviewed on: 8th June 2026

I haven't received free cancellation and had to pay...

I haven't received free cancellation and had to pay intrest without notification Reviewed on: 8th June 2026

Im used PayPal credit always hassle free

Im used PayPal credit always hassle free Reviewed on: 8th June 2026

PayPal is my go to method of payment

Service helps me out when I need money instantly. Excellent interest rates. Flexible payment plans. PayPal is my go to, I have the virtual card and the app. Reviewed on: 8th June 2026

Safe payment

Safe and secure payment method. I use PayPal to make payment Reviewed on: 8th June 2026

A great experience and easy to use.

A great experience and easy to use. Reviewed on: 8th June 2026

Never a problem with customer service

Never a problem with customer service Reviewed on: 8th June 2026

With everything going on in the world, people are in...

With everything going on in the world, people are in need of helping hand as PayPal credit, where you can helped your self and have 4 months to pay the money you used on your card over £100. I use it for flights, everyday spending. really thank you Reviewed on: 8th June 2026

Great way to spread cost, pay in 3 means I can sprea...

Great way to spread cost, pay in 3 means I can spread the cost over a few paychecks Reviewed on: 8th June 2026

Love paypal

Can always count on paypal when others fail Reviewed on: 8th June 2026

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub