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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135867 reviews)

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4.73

Based on 135,867 reviews, last reviewed 11th Jun 2026

3912850% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Can be a bit too easy to spend ! Can be a bit too easy to spend ! Then before you know it you owe quite a bit . Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135867)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple, fast and efficient

Simple to use, fast and efficient payment process, easy to spread the cost of purchases, safe and secure. Reviewed on: 9th June 2026

It's easy and safe to use i never had any problems.

It's easy and safe to use i never had any problems. Thank you, PayPal. Reviewed on: 9th June 2026

Great experience with PayPal.

Great experience with PayPal. Fast, secure transactions and a user-friendly platform. I’ve been using it for years without any issues. Highly recommend. Reviewed on: 9th June 2026

Easy payment

Very easy to pay with it and useful for shopping online Reviewed on: 9th June 2026

Fair adjudication

Seamless system processing of requests, easy to use app. Easy to navigate and user friendly tools for account management. Responsive customer service agents who provide clear information on product options and how to use various services. I got automated guidance to a disputed charge and was made aware of the steps to be taken and the timelines. The matter was settled with fairness to all parties and a prompt refund was made following investigations. Reviewed on: 9th June 2026

A very professional company.

A very professional company. Customer friendly and always willing to help as best as possible. Reviewed on: 9th June 2026

Super useful for secure online purchases, second inc...

Super useful for secure online purchases, second income streams and transferring money. There credit systems and rewards are second to none and provide that little extra breathing room when needed. Thank you ! Reviewed on: 9th June 2026

My experience with PayPal Credit has been excellent.

My experience with PayPal Credit has been excellent. It has given me the flexibility to purchase the things I need while spreading the cost over time through manageable repayments. I appreciate how it helps buyers access what they want without having to pay the full amount upfront, making budgeting much easier. Reviewed on: 9th June 2026

PayPal payment is very secure and easy to use.

PayPal payment is very secure and easy to use. Reviewed on: 9th June 2026

0% interest free for 4 months is a fantastic deal...

0% interest free for 4 months is a fantastic deal Reviewed on: 9th June 2026

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