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PayPal: PayPal Credit reviews

4.73
Based on 136,120 reviews, last reviewed 11th Jun 2026
3924350% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great product, highly recommended. Able to pay for my holiday, no issues! Reviewed on: 11th June 2026
Mark Cresser's avatar
Mark Cresser

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136120)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've always had a positive experience with PayPal.

5
I've always had a positive experience with PayPal. I use the 3 months interest free option all the time and find it really easy to use. Reviewed on: 9th June 2026

Best payment service around, reliable, flexible and...

5
Best payment service around, reliable, flexible and fab customer service. Reviewed on: 9th June 2026

As easy as that would make me feel saving money and...

5
As easy as that would make me feel saving money and pay off credit. Reviewed on: 9th June 2026

Paypal Credit - it...has been a wonderful help

5
I have been using Paypal Credit for many years - it has enabled me to buy items easily and safely knowing I can budget for them Reviewed on: 9th June 2026

Trusted company for many years

5
If i have ever had a issue its been quickly resolved Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. Accepted at most online stores. Great website to track credit and payments. Can ask for a physical card alternative. Reviewed on: 9th June 2026

had paypal for several years very happy and safe.

5
had paypal for several years very happy and safe. Reviewed on: 9th June 2026

Indispensable!

5
PayPal is indispensable with pretty much all online shopping. I use PayPal when and where I can, pay in 3 and PayPal credit are also invaluable when needed. Reviewed on: 9th June 2026

Easy to use and no faff!

5
Easy to use and no faff! Straight forward, no hidden fees. Never had a problem with customer service. Reviewed on: 9th June 2026

PayPal is simply the best just to cut the long story...

5
PayPal is simply the best just to cut the long story short Reviewed on: 9th June 2026