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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136171 reviews)

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4.73

Based on 136,171 reviews, last reviewed 12th Jun 2026

3926700% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service, secure payments, with PayPal already b... Good service, secure payments, with PayPal already being a trusted service there credit option gives a little more freedom and piece of mind when maki... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136171)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I rate this a excellent

Don’t have any problems ordering anything or paying if I need a refund they are very helpful I love the pay over 3 payments option I would tell friends and family how easy it Reviewed on: 9th June 2026

Great app, great products, customer service though i...

Great app, great products, customer service though is lacking a bit, very hard to get gold of them and when you do it isn't that great. Reviewed on: 9th June 2026

I waste too much money so I don't like it

I waste too much money so I don't like it Reviewed on: 9th June 2026

Great and easy to use so many retailers

Great and easy to use so many retailers Reviewed on: 9th June 2026

Great Flexible Credit Option

PayPal Credit has been easy to use and gives me extra flexibility when making purchases. The application process was straightforward, payments are simple to manage, and it has helped me spread the cost of larger purchases when needed. Overall, a positive experience. Reviewed on: 9th June 2026

It’s a brilliant option to pay upfront.

It’s a brilliant option to pay upfront. I can pay in 4 instalments without being charged interest rate. That suits my situation and my pocket. I can pay for the things I need to buy and when finished paying don’t have to think again. Reviewed on: 9th June 2026

Always friendly and helpful staff no AI here just hu...

Always friendly and helpful staff no AI here just humans, great features to help spread cost Reviewed on: 9th June 2026

Great financial services

PayPal is quick and easy to use and available in most shops! I just wish it was available for Amazon! Reviewed on: 9th June 2026

I have had good and bad experience with PayPal

I have had good and bad experience with PayPal, and in the main they provide a good service. It is easy to use their facility and in the main I feel safe doing so. Reviewed on: 9th June 2026

They are very friendly, polite, helpful with any of...

They are very friendly, polite, helpful with any of your concerns and they will act on it straight away Reviewed on: 9th June 2026

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