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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181075)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Happy costumer

5
Happy with everything had n0 problem when had issues they were sordid wright away Reviewed on: 14th July 2026

Very handy to have this services

5
Very handy to have this services Reviewed on: 14th July 2026

I m pleased with PayPal because its more secure and...

5
I m pleased with PayPal because its more secure and the service is excellent with customers services Reviewed on: 14th July 2026

Long term customer

5
I have used PayPal for years and have always had a pleasant experience. I recently opened a credit card account and the PayPal app has been brilliant with up-to-date account and repayment details. It's a breeze, super uncomplicated! Reviewed on: 14th July 2026

PayPal credit

4
Good to know that there is credit when you need it Reviewed on: 14th July 2026

It's ok.

5
It's ok. So far so good. I didn't had any problems with it so far. Reviewed on: 14th July 2026

Very prompt in responding to queries.

4
Very prompt in responding to queries. Easy to understand and use Reviewed on: 14th July 2026

Used pay in 3.

5
Used pay in 3. Excellent. No forms to fill out instant action! Reviewed on: 14th July 2026

Easy to use and offers great value.

5
Easy to use and offers great value. Reviewed on: 14th July 2026

Always a seamless experience.

5
Always a seamless experience. Easy to run accounts on line & simple to pay money in. Always kept up to date on my accounts through email. Reviewed on: 14th July 2026

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