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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136511 reviews)

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4.73

Based on 136,511 reviews, last reviewed 12th Jun 2026

3942600% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

5 star service Never a problem with any transaction. When my account was compromised it was dealt with very quickly Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136511)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Transparent,Reliable, Convenient &Flexible

PayPal Credit is straightforward, transparent and easy to manage. The application process is simple, key terms such as interest rates and repayments requirements are clearly explained and accound activity can be monitored easily through PayPal. It is a reliable option for spreading the cost of purchases, especially when used responsibly and with a clear repayment plan. However, it is important to understand the terms and ensure payments are made on time to avoid interest charges and potential impacts your credit record. Overall it is convenient and trustworthy credit facility for those who need flexible payment options. Reviewed on: 9th June 2026

Very good service I recommend for everyone...

Very good service I recommend for everyone Reviewed on: 9th June 2026

I am very happy with PayPal Credit.

I am very happy with PayPal Credit. Reviewed on: 9th June 2026

Enjoy the flexibility

Have used credit and pay in three options several times and enjoy the flexibility this brings. Can track my usage and keep track of payments required. Any correspondence with customer services has been polite and courteous and resolved quickly. Reviewed on: 9th June 2026

Reliable Service for Everyday Life

As a busy parent, I appreciate having flexible payment options when unexpected costs come up. PayPal Credit has been easy to use, simple to manage, and gives me peace of mind when making larger purchases. I’ve always found the service reliable and would definitely recommend it. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Convenient at all times and excellent customer service when ever I’ve needed it Reviewed on: 9th June 2026

I love PayPal credit because if i really need someth...

I love PayPal credit because if i really need something and I can't afford it I can still get it and pay it up Reviewed on: 9th June 2026

PayPal has made my life so easy and it’s so fair and...

PayPal has made my life so easy and it’s so fair and I don’t have to give up on the stuff I wanted or couldn’t afford I feel safe and secure Reviewed on: 9th June 2026

Easy credit app

PayPal has always been an easy and convenient way to pay. Reviewed on: 9th June 2026

Buying made easy

Paypal have always made buying so much easier with different money options that also prevent you from getting into financial difficultie. Reviewed on: 9th June 2026

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