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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136676 reviews)

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4.73

Based on 136,676 reviews, last reviewed 12th Jun 2026

3949900% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for all the orders online and often use... I use PayPal for all the orders online and often use PayPal credit or pay in 3 options for bigger purchases. I love it and its the only credit provide... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136676)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

PayPal Credit was simple and convenient to use. The payment options were clear and everything was easy to manage through my PayPal account. Reviewed on: 9th June 2026

Paypal credit is an added bonus to Paypal

I have used paypal for years . The paypal credit is just an added bonus . Great service any problems are sorted right away. Really helpfull Reviewed on: 9th June 2026

Easy to use and good to know my money is in safe han...

Easy to use and good to know my money is in safe hands, the app is excellent. I like that I can spread my payments making it easy to finance. Reviewed on: 9th June 2026

Using the apps has always been good with no issues.

Using the apps has always been good with no issues. I now have the Apple Pay card which now provides more options to use with ease. Reviewed on: 9th June 2026

PayPal Credit allows spreading costs

PayPal Credit allows you to spread the costs with low APR rates. Reviewed on: 9th June 2026

Fab especially with the loyalty program now

Fab especially with the loyalty program now Reviewed on: 9th June 2026

I am trying but app is not letting me order physical...

I am trying but app is not letting me order physical card. Reviewed on: 9th June 2026

Pleased with all service and offers

Pleased with all service and offers Reviewed on: 9th June 2026

long may this continue

Always been a good service, no issues, long may this continue... Reviewed on: 9th June 2026

Paypal use

Always easy to navigate & plenty of options where payment is concerned. No issues. Reviewed on: 9th June 2026

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