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PayPal: PayPal Credit reviews

4.73
Based on 136,989 reviews, last reviewed 12th Jun 2026
3964200% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use , easy to pay , fair and generally always prefer to pay with PayPal Reviewed on: 12th June 2026
Tiffanie 's avatar
Tiffanie

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136989)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s excellent and it’s very easy to use

5
It’s excellent and it’s very easy to use Reviewed on: 9th June 2026

Paypal as help me out in so many way to help me spen...

4
Paypal as help me out in so many way to help me spend cost of big item i would normally be able to just purchase straight out. I Would say that making a payment taken whole day to show on your account but that nothing manger. Contact team i like it to be more excessble to get straight through to someone and being able to talk . But all in all great company Reviewed on: 9th June 2026

Troubleshooting

5
After a sketchy start on my part I was helped fully and experienced a good result Reviewed on: 9th June 2026

Peace of mind

5
I like having the security of PayPal when paying for goods. Reviewed on: 9th June 2026

Is a very good experience and I will tell another pe...

5
Is a very good experience and I will tell another people about pay pal Reviewed on: 9th June 2026

PayPal is fast reliable and flexible

4
PayPal is fast and reliable. For credit it is flexible for the repayment and this is very helpful. Reviewed on: 9th June 2026

Feels safe to use.

5
Feels safe to use. Can get in touch easily when there is a dispute. Different credit options. Trusted company Reviewed on: 9th June 2026

PayPal has been a life safer.

5
PayPal has been a life safer literally. Providing a very soft cushion to fall on when I have been in dire situations. Being able to use it has saved me from a massive problem I had been facing and I am forever grateful. Reviewed on: 9th June 2026

Hassle free.

5
Never any problems using. Very easy to use app Reviewed on: 9th June 2026

Paypal provides the best set of credit services I ha...

5
Paypal provides the best set of credit services I have used. The credit card offers fantastic cashflow management with its 0% over 4 months on £100 plus purchases. Really imaginative and customer centric services. Best is breed. Reviewed on: 9th June 2026