Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181075 reviews)

View other PayPal products

4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181075)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good oportunity I woul recommend

Very good oportunity I woul recommend Reviewed on: 14th July 2026

Flexible payments , great offers

Flexible payment options and great offers on repayment installments. Reviewed on: 14th July 2026

Trustable payment method reasonable fees very useful...

Trustable payment method reasonable fees very useful thing pay in 3 Highly recommend Reviewed on: 14th July 2026

Very easy to use

Very easy to manage and get all the informations and to use as a payment also. Reviewed on: 14th July 2026

Such an easy way to shop

It's so easy to shop with PayPal credit and the 4 month interest free is an added bonus Reviewed on: 14th July 2026

Great service from paypal.

Great service from paypal. No fuss and very quick transactions Reviewed on: 14th July 2026

Allowing experiences with affordable payments

PayPal has allowed me to pay for experiences that I can break down into manageable payments so I don’t miss out on the things I enjoy. Reviewed on: 14th July 2026

Easy to use, helpful support , great service

Easy to use, helpful support , great service Reviewed on: 14th July 2026

I've been trying for an age to get the credit on my...

I've been trying for an age to get the credit on my account to be paid back to me and it's impossible and customer services do not help Reviewed on: 14th July 2026

Love PayPal credit

PayPal credit is easy to use, reliable and great for all types of transactions Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101243 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub