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PayPal: PayPal Credit reviews

4.90
Based on 111,043 reviews, last reviewed 20th May 2026
2776100% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have been a Paypal. Have been a Paypal.customer for mamy years and have always found them to be reliable and helpful.with any issues i have.Infact ,its good to know my tr... Read more Reviewed on: 20th May 2026
linda b's avatar
linda b

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (111043)

Very easy to use.

4
Very easy to use. Simple to set up Reviewed on: 7th May 2026

I always feel very safe using PayPal but noticed rec...

5
I always feel very safe using PayPal but noticed recently that the rates of exchange are pretty poor, when I needed to send some Euros to my sister. I should have sent it directly to her bank using my Chase bank card and I would have saved myself a tenner! Reviewed on: 7th May 2026

Excellent service

5
What I can say is that I'm very happy with my PayPal credit. And I recommend it. Reviewed on: 7th May 2026

Excellent customer service, easy to use , great pro...

5
Excellent customer service, easy to use , great promotions Reviewed on: 7th May 2026

Every transactions is perfectly handled.

5
Every transaction is perfectly handled. A company which gives 100% with everything it is and does. Reviewed on: 7th May 2026

"I’ve been using PayPal for years, and it’s easily t...

5
"I’ve been using PayPal for years, and it’s easily the most reliable way to pay online. What I love most is the security—I don’t have to enter my credit card details on every new site I visit. Their Purchase Protection has also saved me a couple of times when an item didn’t arrive or wasn't as described. It’s fast, secure, and accepted almost everywhere. Highly recommend!" Reviewed on: 7th May 2026

Great every time

5
Smooth and sound as always. PayPal is my preferred way. Reviewed on: 7th May 2026

Number one for ease of use

5
Easy to use, updates sent out regularly. Great app to keep you on track. Reviewed on: 7th May 2026

Very easy to use, easily accessible and hassle free

5
Very easy to use, easily accessible and hassle free Reviewed on: 7th May 2026

Never had a problem.

5
Never had a problem. Great company. Easy to use Reviewed on: 7th May 2026

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