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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180899)

Very helpful and supportive

5
They have done and offered support as requested and needed. They come across as helpful and genuinely understanding of customer needs Reviewed on: 8th July 2026

Brilliant for safe and secure everyday purchases

5
Brilliant for safe and secure everyday purchases Reviewed on: 8th July 2026

Brilliant!

5
Brilliant! PayPal is so easy to use and PayPal credit has been a game changer when it comes to bigger purchases. A real life saver when things are stretched. I always use PayPal for any online purchase and would recommend it to anyone. Reviewed on: 8th July 2026

SO easy and user friendly, I use it instead of my ba...

5
SO easy and user friendly, I use it instead of my bank för all my financial needs. I always carry my PayPal debit card in my purse been with them for years and not going anywhere. Reviewed on: 8th July 2026

Reliable and always there Would highly recommend i...

5
Reliable and always there Would highly recommend it to everyone. Security too with purchases and quick action. Understanding and efficient customer service. Go the extra mile. Reviewed on: 8th July 2026

Flexible uses

5
Very good to use and especially with the option of pay in 3 comes in handy as well as the paypal credit. Reviewed on: 8th July 2026

Great and easy way to spread the cost

5
Applied for credit and accepted with no fuss. Haven't used a lot but transactions all straightforward and fast. Regular reminders of outgoing monthly payments, and advice on how to reduce the amount of interest paid. Makes you feel as if somweone cares about your account. Reviewed on: 8th July 2026

Simple process and well linked with samsung

5
Simple process and well linked with samsung Reviewed on: 8th July 2026

joined pay pal from the early days

5
been with pay pal from the start fantastic service worked every time good when there is a dispute and always improving its service. i cannot recomend pay pal enough Reviewed on: 8th July 2026

Great company to use

5
Fantastic company to use trust 100% percent Reviewed on: 8th July 2026

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