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PayPal: PayPal Credit reviews

4.73
Based on 142,877 reviews, last reviewed 19th Jun 2026
4232150% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate PayPal app and access what is requ... Easy to navigate PayPal app and access what is required. Easy to make payments Reviewed on: 19th June 2026
Karen's avatar
Karen

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142877)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy To Do Business With

5
I often use Pay pal credit for larger purchases i find their website easy to use Reviewed on: 9th June 2026

Nothing but great.

5
Nothing but great. Easy and quick to do and transparent Reviewed on: 9th June 2026

Although it was easy to apply for PayPal Credit, I f...

5
Although it was easy to apply for PayPal Credit, I feel they also took care to ensure they were protecting me, making sure I was not being coerced into debt and that I was not taking on debt that I would struggle to pay. Using PayPal Credit online is so straightforward. I have used 'Pay in 3' and the virtual credit card as these offer additional protection for more expensive purchases.I really wouldn't hesitate to recommend PayPal Credit. Reviewed on: 9th June 2026

Excellent.

5
Excellent service, help whenever needed great customer service and care. I always use PayPal. Reviewed on: 9th June 2026

Love PayPal handy and secure.

5
Love PayPal handy and secure. Will be using it everywhere I shop now Reviewed on: 9th June 2026

Great option

5
It has been amazing that you can spread the cost over 4 months interest free especially good for me as retired makes me more inclined to spend Reviewed on: 9th June 2026

very happy, satisfied

5
very happy, satisfied . Recommend Reviewed on: 9th June 2026

Feels safe & secure.

5
Feels safe & secure. Excellent customer support. Reviewed on: 9th June 2026

PayPal is the go to for any payment

5
The variety of payment options is excellent together with fast checkouts and purchase protection. PayPal credit 4 months at 0% for purchases is very convenient and payment methods are not shared with sellers. PayPal is a cut above the rest 5 stars and more. Reviewed on: 9th June 2026

Excellent service

5
Safe and secure. Always confident using PayPal. Reviewed on: 9th June 2026