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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137101 reviews)

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4.73

Based on 137,101 reviews, last reviewed 13th Jun 2026

3969350% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very helpful, with very good rate and options for re... Very helpful, with very good rate and options for repayment. Reviewed on: 13th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (137101)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

brilliant if your a little, short o...a helping hand

PayPal credit it brilliant if your a little, short on cash and need something. I use it often, you can pay it off bit by bit or all at once as there are options when you log into your PayPal. It’s so easy!!! Reviewed on: 9th June 2026

Excellent with ease of use

Excellent with ease of use and flexibility Reviewed on: 9th June 2026

Customer service and easy to use app

I mainly use the app as I has everything and easy Reviewed on: 9th June 2026

Easy to manage credit via the app

Easy to manage credit via the app, with lots of opportunity for interest free purchases over 3 month periods! Gives flexibility to make multiple payments if required! Reviewed on: 9th June 2026

Flexible

I really appreciate the flexible payment options and ease to use Reviewed on: 9th June 2026

Good, easy to use.

Good, easy to use. Straight forward Reviewed on: 9th June 2026

Good rate, can use pretty much everywhere

Good rate, can use pretty much everywhere Reviewed on: 9th June 2026

Have found the service easy to use, and when I have...

Have found the service easy to use, and when I have needed to speak to someone it has been straightforward and helpful. The app is great too. Reviewed on: 9th June 2026

Better than other options for credit

I started using PayPal at a time I really needed some financial support and organisation. The interest free offers are great and the % interest is reasonable. Reviewed on: 9th June 2026

Great service

Have used PayPal for years and have always been very helpful if I’ve had issues with purchases Reviewed on: 9th June 2026

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