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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142912 reviews)

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4.73

Based on 142,912 reviews, last reviewed 19th Jun 2026

4233700% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good experience, paypal just works Really good experience, paypal just works Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142912)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good app, easy to use.

Good app, easy to use. Payments come out slow though however Reviewed on: 9th June 2026

Great for online payments with 0% rates

Great for online payments with 0% rates Reviewed on: 9th June 2026

Easy app to use & easy to set up as...

Easy app to use & easy to set up as payment option Reviewed on: 9th June 2026

Safety First with PayPal

I try and use PayPal for all my on line purchases. Sometimes I use Credit more often pay in 3 to spread the load. I like to think that using PayPal gives me a buffer between the dangers of the internet and my banking details. I have never experienced any attempts to pry into my banking but it's always best to be protected. PayPal also offer a very robust protective environment which is reassuring indeed... Reviewed on: 9th June 2026

Excellen and completely trouble free

It has been amazing and completely trouble free and so easy to use Reviewed on: 9th June 2026

In a world where online scams are more frequent, I a...

In a world where online scams are more frequent, I always feel safer using PayPal. Excellent customer support and service. You’re treated like a valued customer. Always friendly and helpful Reviewed on: 9th June 2026

Could be better to prolong 0%.

Could be better to prolong 0%. I use pay pay credit a lot. Pay in 3 is very good very happy. Reviewed on: 9th June 2026

Finance without Burden

A journey that began with Ebay,, been a member for a long time, Facility of 0% finance on purchases over four months Is a nice touch as the acceptability of Paypal by venders has expanded allowing choice. Reviewed on: 9th June 2026

Paypal is good for spreading the cost without paying...

Paypal is good for spreading the cost without paying interest. Reviewed on: 9th June 2026

Easy to use with no hidden extras

Easy to use and easy to understand, with no hidden extras Reviewed on: 9th June 2026

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