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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180904 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180904)

Very easy to use the website & app.

Very easy to use the website & app. Lots of options of credit avavilable. Reviewed on: 8th July 2026

option to pay for purchases in installments.

I am very satisfied, especially with the option to pay for purchases in installments. Reviewed on: 8th July 2026

Great and convenient service

Very convenient and easy to use. Never any hassles using the service. Very efficient Reviewed on: 8th July 2026

interest free credit really helps spread the cost.

The interest free credit really helps spread the cost of bigger purchases. Reviewed on: 8th July 2026

I used and trusted PayPal for many years, reliable a...

I used and trusted PayPal for many years, reliable and convenient and very fast Reviewed on: 8th July 2026

Easy to set up.

Easy to set up. Quick way to get credit to the account and pay in whatever way you want. Reviewed on: 8th July 2026

Yeah, it's super handy for breaking up payments.

Yeah, it's super handy for breaking up payments. It makes bigger purchases feel a lot more manageable. Plus, it's so convenient when you're shopping online. I always feel a bit more in control of my budget when I use it. It really takes some of the sting out of spending money. Reviewed on: 8th July 2026

I have used the pay in three product from PayPal man...

I have used the pay in three product from PayPal many times and it's great to spread costs with zero interest. Reviewed on: 8th July 2026

Best thing I ever did was to get PayPal if you spend...

Best thing I ever did was to get PayPal if you spend £110 you got four months to pay it back it’s absolutely amazing Reviewed on: 8th July 2026

Great idea,

I find this a very useful tool for the times when money is a bit scarce, but I always make sure that I don’t spend more than I can afford to pay back. Reviewed on: 8th July 2026

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