Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111121 reviews)

View other PayPal products

4.90

Based on 111,121 reviews, last reviewed 20th May 2026

2779900% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s easy , it’s safe , I always get help if there i... It’s easy , it’s safe , I always get help if there is a problem, highly recommended Reviewed on: 20th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (111121)

Fantastic option, never had any issues

Fantastic option, never had any issues Reviewed on: 7th May 2026

Quick and easy transaction

Just a quick and easy transition no large amount of paperwork to complete all done very quickly Reviewed on: 7th May 2026

Always fast and effective, good on-like usage

Always fast and effective, good on-like usage Reviewed on: 7th May 2026

Satisfied and gives me more way to plan and manage m...

Satisfied and gives me more way to plan and manage my finances Reviewed on: 7th May 2026

Used PayPal for years never any issues

Used PayPal for years never any issues Reviewed on: 7th May 2026

paypal credit gives time to pay in full allowing tho...

paypal credit gives time to pay in full allowing those buys that aren't necessarily affordable in the present to be bought and paid for over a period of time. Reviewed on: 7th May 2026

Easy to use

Easy to use. Really like it and recommend Reviewed on: 7th May 2026

Great service, easy to understand and easy to use.

Great service, easy to understand and easy to use. Reviewed on: 7th May 2026

I always feel confident and secure making payment vi...

I always feel confident and secure making payment via Paypal Reviewed on: 7th May 2026

customer service

Easy to contact customer service when I raised a concern. They listened and immediately addressed the problem Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.91 from 3721 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52479 reviews
Payments
from PayPal 4.91 from 3721 reviews
Credit card
from PayPal 4.90 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub