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PayPal: PayPal Credit reviews

4.90
Based on 111,159 reviews, last reviewed 20th May 2026
2781750% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience. Positive experience. Good customer service and ease of accessing help. Reviewed on: 20th May 2026
Flokay's avatar
Flokay

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111159)

PayPal is Excellent customer...

3
PayPal is a very good services however the customer service can be improved Reviewed on: 7th May 2026

PayPal is secure and offers multiple payment options

5
I love using PayPal as I know all transactions are secure and I can always rely on PayPal to help out if things go wrong with a merchant. PayPal offers a lot of payment options and I am also a proud owner of PayPal debit card. Reviewed on: 7th May 2026

It was a simple process to be accepted and easy to k...

5
It was a simple process to be accepted and easy to keep up with payments Reviewed on: 7th May 2026

Excellent and reliable service provided by paypal

5
Excellent and reliable service provided by paypal Reviewed on: 7th May 2026

Great credit option

5
I have used PayPal credit for years and have always had a positive experience. Be sensible with the credit and it's a fantastic way to pay. Reviewed on: 7th May 2026

Very secure, professional and efficient!

5
Very secure, professional and efficient! Reviewed on: 7th May 2026

Every time I have needed PayPal they were there.

5
Every time I have needed PayPal they were there. They have always shown up and have helped me get what I wanted when I needed it with the same levels of protection on offer through other means. They are universally accepted and the new concepts of PayPal cards are innovative. Reviewed on: 7th May 2026

Efficient & quick.

5
Efficient & quick. now recognised more widely Reviewed on: 7th May 2026

Excellent!

5
Reliable and safe way to oay for things Reviewed on: 7th May 2026

It’s been a fair journey trying to understand how in...

4
It’s been a fair journey trying to understand how interest is calculated with PayPal Reviewed on: 7th May 2026

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