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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180905 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180905)

Great idea,

I find this a very useful tool for the times when money is a bit scarce, but I always make sure that I don’t spend more than I can afford to pay back. Reviewed on: 8th July 2026

PayPal has been so useful and lovely appreciate how...

PayPal has been so useful and lovely appreciate how I can reach the world through it Reviewed on: 8th July 2026

Customer experience is always intuitive and easy.

Customer experience is always intuitive and easy. I know exactly what I’m getting with Pay in 3. Sometimes I wish payment terms could be extended further for greater flexibility to match what can be offered with other platforms such as Klarna and Clearpay for even greater ease. Reviewed on: 8th July 2026

I have never had an issue with PayPal and have been...

I have never had an issue with PayPal and have been using it for a number of years now. Reviewed on: 8th July 2026

Convenient, reliable, and great for larger purchases!

I have been using PayPal Credit for a while now, and it has been incredibly convenient. The setup process was smooth, and it integrates perfectly with my regular PayPal account. I love the financing options, especially the interest-free periods on larger purchases, which helps me manage my budget much better. Customer service has always been helpful whenever I had questions. Highly recommend it if you want some extra financial flexibility! Reviewed on: 8th July 2026

Ok overall.

Ok overall. Useful for emergency Reviewed on: 8th July 2026

Great experience!

I’ve never had any issues with PayPal credit. Great rewards system and I appreciate the monthly reminders to make payments. All in all great experience. Reviewed on: 8th July 2026

Easy and seamless

Easy and seamless… great customer service Reviewed on: 8th July 2026

Very convenient and excellent service

Very convenient and excellent service Reviewed on: 8th July 2026

All round excellent experience.

All round excellent experience. Highly recommended and a brilliant way of paying for products and items and services online. I've been using PayPal for years now and it is a highly trusted service for me. Reviewed on: 8th July 2026

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