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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180905)

Fantastic experience

5
I am happy with the service given it’s variété of offering for me Reviewed on: 8th July 2026

Paypal and paypal credit have allowed me buy things...

5
Paypal and paypal credit have allowed me buy things for my hobbies and interests over the years that would not have otherwise been possible. Reviewed on: 8th July 2026

To purchase and pay later

5
Have family all over the country Reviewed on: 8th July 2026

I've never had any issues with PayPal.

4
I've never had any issues with PayPal. Reviewed on: 8th July 2026

Great online payments

5
Never had an issue with PayPal. I use all the time online. Reviewed on: 8th July 2026

I love paypal so easy and the app is also easy, alwa...

5
I love paypal so easy and the app is also easy, always use pay in 4 on purchases over £99. Such a great idea! Reviewed on: 8th July 2026

Great experience overall.

5
Great experience overall. Easy to transfer money and pay bills. Reviewed on: 8th July 2026

Another great option from PayPal.

5
Easy to apply for. Helps spread costs for 4 month interest free and you set your own payments as opposed to pay in 3 which is set for you. Both work together very well and give you choices. Reviewed on: 8th July 2026

Great service and easy to use .

5
Great service and easy to use . I’ve been usibb my g PayPal for many years Reviewed on: 8th July 2026

Easy to apply, track and manage payments.

5
Easy to apply, track and manage payments. Customer support is always helpful. Reviewed on: 8th July 2026

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