Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180905 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180905)

Never had a problems always helped me out when I’ve...

Never had a problems always helped me out when I’ve needed it never a bad word. Reviewed on: 8th July 2026

Easy to use.

Easy to use. Good platform and reliable Reviewed on: 8th July 2026

Great payment options purchases, rel...

Great payment options and choice with purchases, reliable payment method that makes me feel protected when making purchase and then I have option to spread over 3 payments or longer or pay in full depending on what purchase is. Customer service has always been great and any refunds have been back in my account very quickly Reviewed on: 8th July 2026

Safe as houses

Never let me down.Always there to help with any issues and I know I'm safe with them. Reviewed on: 8th July 2026

Quick and easy to use.

Quick and easy to use. Pay in 3 is also a nice facility to use. Reviewed on: 8th July 2026

Great way to safely buy online.

Great way to safely buy online. A good choice of cards that can be added. Reviewed on: 8th July 2026

Excellent Credit Card for Everyday Spending

I’ve had a good experience using this credit card. The application process was straightforward, and the approval was quick. The mobile app is easy to use, making it simple to check my balance, track spending, and make payments. The rewards and cashback are a nice bonus, and customer service has been helpful whenever I’ve had questions. As with any credit card, it’s important to pay the balance on time to avoid interest charges. Overall, it’s a reliable credit card with useful features and good value for everyday spending. I would recommend it to anyone looking for a convenient and dependable credit card. Reviewed on: 8th July 2026

Easy to understand and setup

Like many I always want new equipment and papal helps with that when you are just waiting for pay day easy to understand and what money will be coming in and out Reviewed on: 8th July 2026

Very easy to use

Very easy to use and easy to manage on the paypal app. Reviewed on: 8th July 2026

Easy and convenient

I have never had an issue, it’s easy to use and convenient. Most sites accept PayPal credit and now it’s available on apple pay which is very handy for emergencies or unexpected inconveniences. Rates are generous. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101097 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub