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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,248 reviews, last reviewed 20th May 2026
2785650% increase in 5 star reviews
in the past 90 days
8150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been very easy to use. Always been very easy to use. I like that there are different options of finance available Reviewed on: 20th May 2026
Grant G's avatar
Grant G

Latest lowest rating:

1

The app doesn't always update and you get calls all... The app doesn't always update and you get calls all the time for irrelevant things Reviewed on: 20th May 2026
Hana's avatar
Hana
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (111248)

I always feel safe while buying with paypal.

1
I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

Enough time to pay off my balance

5
Gives me enough time to pay off my balance before the interest gets added. Plus the interest rates are not too bad. Reviewed on: 7th May 2026
Mawena Brown's avatar
Mawena Brown

Reliable and easy to use

5
Always straightforward to use, any problems easily resolved. Reviewed on: 7th May 2026
John Mc's avatar
John Mc

It couldn’t be any simpler!

5
It couldn’t be any simpler! Really positive experience overall. It makes everything so much easier and affordable. Reviewed on: 7th May 2026
Riane S's avatar
Riane S

Very excellent and easy to use with convenience with...

3
Very excellent and easy to use with convenience with higher guarantees and secured on every purchase made through PayPal. Reviewed on: 7th May 2026
Shakiru A 's avatar
Shakiru A

fast and convenient and straightforward

5
fast and convenient and straightforward Reviewed on: 7th May 2026
Sutha K's avatar
Sutha K

PayPal cool

5
PayPal are great fair honest trustworthy respectful and understanding to all customers even customers who have an issue with a purchase or service with them, they look at both sides of the issue and judge fairly and honestly to resolve the issue at hand that both sides accept. Reviewed on: 7th May 2026
Paul w's avatar
Paul w

Flexible interest free credit.

5
Great informed staff, helpful and informative. Always ready to sort out your PayPal related queries.. The credit account which is interest free if paid within the stated dates is at the present time and economic global situation a life saver. The Pay in three is far better than any of the other available payment methods, allowing a brief split of purchase totals which you can treat yourself with in the knowledge that PayPal will collect the spread out funds so you dont have to remember to make the payments yourself. Reviewed on: 7th May 2026
Sally S's avatar
Sally S

Great product great service

5
Great product great service. Easy to manage and control. Good deal from beginning. Reviewed on: 7th May 2026
Piotr's avatar
Piotr

PayPal credit is easy and safe to use as most scamme...

5
PayPal credit is easy and safe to use as most scammers don't like us paying with PayPal as the chances of being conned are very slim through PayPal Reviewed on: 7th May 2026
Clyde M's avatar
Clyde M

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