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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139516 reviews)

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4.73

Based on 139,516 reviews, last reviewed 15th Jun 2026

4079400% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used PayPal for years now and it's always been... I've used PayPal for years now and it's always been quick, easy and reliable. And their pay in three thing has been a life Dave at times Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139516)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and fabulously flexible

I use PayPal Credit a lot when shopping online, and now I also have a physical credit card. It’s so simple to use and offers fantastic flexibility and payment terms Reviewed on: 9th June 2026

PayPal Credit great value.

PayPal Credit is exceptionally easy to manage. The account limits are appropriate to my needs and situation. On the rare occasion I have required Customer Services this has been outstanding. The credit options is also a benefit where I can choose how I pay e.g. Pay-in-3. I predominally use PayPal as a buyer and this gives me confidence when making purchases. Reviewed on: 9th June 2026

It harmonise my financial wellbeing, since my spendi...

It harmonise my financial wellbeing, since my spending can spread out at a fair rate of payment I have aln informed visibility of my activity giving me peace of mind Reviewed on: 9th June 2026

easy to use and efficient in all aspects

easy to use and efficient in all aspects Reviewed on: 9th June 2026

Simple and handy

Clear and seamless interface. Credit options are useful. Reviewed on: 9th June 2026

Never had an issue, easy to use and convenient.

Never had an issue, easy to use and convenient. Reviewed on: 9th June 2026

Paypal credit has given me more room to breath on la...

Paypal credit has given me more room to breath on larger more expensive purchases in times when money has been tight, it's really helped me out. Its an easy affordable process. Reviewed on: 9th June 2026

Easy to use, quick with responses- highly recommend...

Easy to use, quick with responses- highly recommend to friends and family. Reviewed on: 9th June 2026

PayPal is so easy and very convenient to use.

PayPal is so easy and very convenient to use. It saves time not having to enter my bank card details every time I purchase something and I feel it is very safe and secure. Reviewed on: 9th June 2026

PayPal gives me peace of mind.

PayPal is so easy to use. Very trustworthy which gives me peace of mind. Reviewed on: 9th June 2026

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