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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Always easy to use loads better than PayPal years ag...

Always easy to use loads better than PayPal years ago instant transactions all good here !!! Reviewed on: 18th April 2026

No heading for me.

No heading for me. Relying, prompting, fair. Reviewed on: 18th April 2026

Great service!!

I find PayPal credit great if you want to split payments across a few months. I like to pay it on pay day! Reviewed on: 18th April 2026

Excelente plataforma

I have always had good experiences with this platform, I recommend it for its excellence and ease of use Reviewed on: 18th April 2026

It's very convenient and works well

It's very convenient and works well Reviewed on: 18th April 2026

Student teacher life saver

As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of spending. Reviewed on: 18th April 2026

Really helpful for me and for my family and business

Really helpful for me and for my family and business Reviewed on: 18th April 2026

Happy with service

Adds security for purchases online and always there to help if there is a problem Reviewed on: 18th April 2026

Always my Pal to pay.Easy and flexible

Easy and flexible from start to finish. Thoroughly recommend this card. Reviewed on: 18th April 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. Transactions are fast, the platform is easy to navigate, and I appreciate the added security and buyer protection. It’s a trusted option for both personal and business use. Reviewed on: 18th April 2026

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