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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Long term customer

5
I have used PayPal for years and have always had a pleasant experience. I recently opened a credit card account and the PayPal app has been brilliant with up-to-date account and repayment details. It's a breeze, super uncomplicated! Reviewed on: 14th July 2026

PayPal credit

4
Good to know that there is credit when you need it Reviewed on: 14th July 2026

It's ok.

5
It's ok. So far so good. I didn't had any problems with it so far. Reviewed on: 14th July 2026

Very prompt in responding to queries.

4
Very prompt in responding to queries. Easy to understand and use Reviewed on: 14th July 2026

Used pay in 3.

5
Used pay in 3. Excellent. No forms to fill out instant action! Reviewed on: 14th July 2026

Easy to use and offers great value.

5
Easy to use and offers great value. Reviewed on: 14th July 2026

Always a seamless experience.

5
Always a seamless experience. Easy to run accounts on line & simple to pay money in. Always kept up to date on my accounts through email. Reviewed on: 14th July 2026

Very good oportunity I woul recommend

5
Very good oportunity I woul recommend Reviewed on: 14th July 2026

Flexible payments , great offers

5
Flexible payment options and great offers on repayment installments. Reviewed on: 14th July 2026

Trustable payment method reasonable fees very useful...

5
Trustable payment method reasonable fees very useful thing pay in 3 Highly recommend Reviewed on: 14th July 2026

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