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PayPal: PayPal Credit reviews

4.73
Based on 143,102 reviews, last reviewed 20th Jun 2026
4242250% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit is a great option. PayPal credit is a great option for bigger purchases. More then 3 months interest free would be useful though. Reviewed on: 20th June 2026
Anni K's avatar
Anni K

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143102)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The resolution centre are efficient and fair and mat...

4
The resolution centre are efficient and fair and matters are resolved with speed Reviewed on: 9th June 2026

Lifetime Client

5
Been a client for a very long time and always had excellent service and communication. Thank you Reviewed on: 9th June 2026

* Great Experience with PayPal

5
* Fast, Secure, and Reliable Payment Platform * Excellent Experience with PayPal * Convenient and Trusted for Online Payments * Smooth Transactions Every Time * Safe and Easy Way to Send Money Reviewed on: 9th June 2026

PayPal, my Pal

5
Always great service, affordability and easy access to funds. I always use this if it’s an option as you are protected against any scams. Reviewed on: 9th June 2026

Not had any issues with transactions.

5
Not had any issues with transactions. Paypal protected me when ebay failed. Reviewed on: 9th June 2026

Safedt way yo complete transactions online

5
Easy to use and best secure online transactions Reviewed on: 9th June 2026

PayPal is my paying pal

5
Always very efficient, plenty of appropriate communication with servicing the account Reviewed on: 9th June 2026

It makes me not to type in my bank details online wh...

5
It makes me not to type in my bank details online which i was not so confident with. PayPal has been straightforward once I knew my password, it was very easy to use, as i was not so tech savvy at the beginning, but now I am a confident user Reviewed on: 9th June 2026

Security first .

5
I like the security it gives me while buying products on line more so the larger payments when purchasing items I require.. Reviewed on: 9th June 2026

Is anyone better

5
Any questions i have ever had get answered with confidence first time of asking Reviewed on: 9th June 2026