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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143210 reviews)

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4.73

Based on 143,210 reviews, last reviewed 20th Jun 2026

4247150% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Overall good experience. Overall good experience. One thing I don't like, is the fact that the interest charges are hidden inside the statement section and are quite high, com... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143210)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and transparent app with many pay option and lo...

Easy and transparent app with many pay option and low interest Reviewed on: 9th June 2026

So far so good.

So far so good..not too much use yet but in future maybe Reviewed on: 9th June 2026

The customer service team has always been very helpful.

The customer service team has always been very helpful. They explained the Reviewed on: 9th June 2026

Great product, feels safe.

Great product, feels safe. Easy to use. Great offers. Reviewed on: 9th June 2026

I use PayPal as my trusted payment provider!

I've used PayPal as a trusted payment provider for years. I once had a bad experience with a retailer and PayPal resolved it professionally and immediately! If I am unsure if a website is legitimate, I check if PayPal is a payment option. If not, I avoid like the plague. PayPal allows me to feel safe when shopping online. I think they are excellent! Reviewed on: 9th June 2026

Love paypal

Very safe to use online purchases. Reviewed on: 9th June 2026

I like the idea of 4 months interest free

I like the idea of 4 months interest free Reviewed on: 9th June 2026

Happy with the service

I have had a good experience with PayPal Credit. It has been easy to use and convenient, especially when I needed more flexibility with payments. Overall, I am happy with the service. Reviewed on: 9th June 2026

Love PayPal credit

So easy to use, all set up in my phone and retail website easily links to PayPal app. There’s no repeat credit checks once set up and no interest to pay as long as paid off within 4 months. I like that there’s no annual fees or any hidden charges as long as minimum monthly payment made. Reviewed on: 9th June 2026

I use paypal the last years.

I use paypal the last years. It was the first one to introduce installments. A lot of other companies have followed since. Paypal was also used for piece of mind transactions. You knew you are not going to lose your money if goods have not turned up. Reviewed on: 9th June 2026

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