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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use

5
Very easy to manage and get all the informations and to use as a payment also. Reviewed on: 14th July 2026

Such an easy way to shop

5
It's so easy to shop with PayPal credit and the 4 month interest free is an added bonus Reviewed on: 14th July 2026

Great service from paypal.

5
Great service from paypal. No fuss and very quick transactions Reviewed on: 14th July 2026

Allowing experiences with affordable payments

5
PayPal has allowed me to pay for experiences that I can break down into manageable payments so I don’t miss out on the things I enjoy. Reviewed on: 14th July 2026

Easy to use, helpful support , great service

4
Easy to use, helpful support , great service Reviewed on: 14th July 2026

I've been trying for an age to get the credit on my...

1
I've been trying for an age to get the credit on my account to be paid back to me and it's impossible and customer services do not help Reviewed on: 14th July 2026

Love PayPal credit

5
PayPal credit is easy to use, reliable and great for all types of transactions Reviewed on: 14th July 2026

No disappointment so far.

5
No disappointment so far. I particularly like the 3 stage payment option. Great for managing cash flow. Reviewed on: 14th July 2026

Handy paypal..

5
Very handy and easy to use . I always use PayPal as its safe for purchases online and customer service is second to none. Reviewed on: 14th July 2026

excellent service

5
staf always polite and Curtis whenever I've called with issues that they have sorted for me in the past Reviewed on: 14th July 2026

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