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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal has been great for me when in emergency and i...

5
Paypal has been great for me when in emergency and ive had to buy home appliances etc immediately. Reviewed on: 14th July 2026

Helps me budget across the year with big expenses - e.

5
Helps me budget across the year with big expenses - e.g holidays Reviewed on: 14th July 2026

Its all good

4
PayPal credit works for me very nicely helps me out all the time Reviewed on: 14th July 2026

Lovely experience to be honest.

5
Lovely experience to be honest.Making purchases lot more easier and secure across the globe Reviewed on: 14th July 2026

My experience with PayPal has been very satisfactory...

5
My experience with PayPal has been very satisfactory; I recommend it to everyone who wants to use this app. Reviewed on: 14th July 2026

PayPal are amazing and so easy to navigate the custo...

5
PayPal are amazing and so easy to navigate the customer service was amazing informative help when I called and so polite. Thank you PayPal Reviewed on: 14th July 2026

Reliable and convenient for everyday purchases

5
I use PayPal regularly for online shopping and find it very convenient and secure. The checkout process is quick, and I like not having to enter my card details on multiple websites. PayPal Credit has been useful for spreading the cost of larger purchases when needed, and managing payments through the app is straightforward. Overall, it's a service I use often and have found to be reliable and valuable Reviewed on: 14th July 2026

Very useful to have 0% finance for 4 months on purch...

5
Very useful to have 0% finance for 4 months on purchases. Quick and seemless. Reviewed on: 14th July 2026

It gives me more flexibility for all my payments

5
It gives me more flexibility for all my payments Reviewed on: 14th July 2026

Perfect !!

5
Perfect very good nice help good people Reviewed on: 14th July 2026

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