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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140767 reviews)

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4.73

Based on 140,768 reviews, last reviewed 16th Jun 2026

4135950% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very helpful Very helpful. Good customer service. Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140768)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal Credit safe and so useful...

PayPal credit is so easy to apply for and so useful and safe to use. Repayments are easily structured and rates are excellent compared to other forms of credit. Reviewed on: 9th June 2026

Easy and flexible.

Was easy to set up and gave me the flexibility I needed. Reviewed on: 9th June 2026

The versatility of PayPal

PayPal is accepted worldwide and sends payments immediately, it’s a great service. I recommend PayPal to friends and family. Reviewed on: 9th June 2026

I have used pay in three.

I have used pay in three. If it wasnt for paypal i could not afford to pay my holidays. I am so gratefull. Reviewed on: 9th June 2026

Paypal listens to you and helps when needed

In todays world companies can be sneaky and charge you when they shouldnt. Paypal is good at being fair and resolving problems. Reviewed on: 9th June 2026

Having the option is fantastic

I love having to option to pay for my purchases over time rather than the whole lot in one go. Having recently become a grandmother to my beautiful twin grandsons I can spread the cost of spoiling them. Reviewed on: 9th June 2026

I love using PayPal, as its simple to use.

I love using PayPal as its so simple to send & receive money. PayPal credit has helped when I need something, & I can pay it off in 4 instalments with no interest. Reviewed on: 9th June 2026

easy to use and staff friendly

Just so easy to use and when I have had to speak with staff they have been so friendly and helpful Reviewed on: 9th June 2026

Technophobe friendly!

As a technophobe, I' was pleased to see how simple PayPal is to use; I weas soon comfortable to use the facilities much more often. I'm enabled to purchase items that I would otherwise not be able to afford with one-off payments. Thank you! Reviewed on: 9th June 2026

Easy to use, easy app and convenient.

Easy to use, easy app and convenient. Great way to manage spending. Reviewed on: 9th June 2026

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