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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,853 reviews, last reviewed 10th Jun 2026
3821050% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My to go service when sending money My to go service when sending money Reviewed on: 10th June 2026
Damian L's avatar
Damian L

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133853)

Value for money

5
When ever I need they were there for me, simple and fast and reliable Reviewed on: 8th June 2026
Manuel A's avatar
Manuel A

Excellent customer service and prompt response when...

5
Excellent customer service and prompt response when contacting. Offer interest free purchases for 3 to 6 months. Reviewed on: 8th June 2026
Bharat S's avatar
Bharat S

PayPal is great for getting online refunds you feel...

4
PayPal is great for getting online refunds you feel safe shopping and using PayPal to pay. Reviewed on: 8th June 2026
Simone s's avatar
Simone s

PayPal is the best for secure and safe transactions...

5
PayPal is the best for secure and safe transactions and gives a sense of security with regards to not getting duped by scams and fake websites. Reviewed on: 8th June 2026
Darren A's avatar
Darren A

I have been with Paypal for a number years now and t...

5
I have been with Paypal for a number years now and their customer service have always been fantastic. I also love the versatility and visibity of PayPal accorss mutiple platforms. Reviewed on: 8th June 2026
Salima's avatar
Salima

Easy to set up and great value for money, The accept...

5
Easy to set up and great value for money, The acceptance process was quick and straightforward. No hassle and simple. Reviewed on: 8th June 2026
Phil B's avatar
Phil B

Make it easier to do money transaction

5
Make it easier to do money transaction Reviewed on: 8th June 2026
Oluwakayode 's avatar
Oluwakayode

Easy and Flexible

5
PayPal is so flexible and easy to use, I use pay in 3 for some larger purchases and PayPal credit to spread the cost over a longer period and have take advantage of 0% intrest offers Reviewed on: 8th June 2026
Alison Y's avatar
Alison Y

Easy of use

5
Easy to apply & useful for spreading the cost of larger purchases at good interest rate Reviewed on: 8th June 2026
Michael O's avatar
Michael O

When I have needed support I feel is very basic

3
When I have needed support I feel is very basic Reviewed on: 8th June 2026
Aura D's avatar
Aura D

Review PayPal: PayPal Credit now

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