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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,729 reviews, last reviewed 10th Jun 2026
3815450% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great using PayPal and helps spread the cost... Always great using PayPal and helps spread the cost when needed, like at Christmas time. I once had an issue with something I'd bought, opened a case ... Read more Reviewed on: 10th June 2026
Florence M's avatar
Florence M

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133729)

...Reliable, Secure and Outstanding Customer Service

5
PayPal has been my go-to payment platform for many years. Since joining, I've consistently found their service to be reliable, efficient, and secure, making online buying and selling much safer and more convenient. On the occasions when I've experienced issues with transactions or purchases, their customer support has always resolved matters promptly and professionally. Overall, I've had an excellent experience with PayPal and would happily recommend their services to others. Reviewed on: 8th June 2026
Darren Claxton's avatar
Darren Claxton

Always feel safe paying with PayPal.

5
Always feel safe paying with PayPal. They are super amazing to deal with every time. Reviewed on: 8th June 2026
amanda's avatar
amanda

Two years of using PayPal credit

4
I’ve been using the PayPal credit service for two years now and think it is quite comprehensive to use. The monthly breakdown and notifications are helpful. I just wish they were a little clearer in the breakdown. Reviewed on: 8th June 2026
Clara 's avatar
Clara

Always used PayPal trusted and respected

5
Always used PayPal trusted and respected Reviewed on: 8th June 2026
Claire w's avatar
Claire w

very good ,good offer,easy to use

5
very good ,good offer,easy to use Reviewed on: 8th June 2026
LIVIU TURCU's avatar
LIVIU TURCU

Easy and quick to set up

5
Easy and quick to set up, easy to make payments. No issues at all Reviewed on: 8th June 2026
BeckyElis's avatar
BeckyElis

My experience of the meteoric improvement of

4
I have used PayPal for a long time and I am extremely impressed by how much the service has improved, noticeably in the past decade, I would say. I like the convenience and I make a point of suggesting to retailers & the like that they should use PayPal as I’m sure it could only be beneficial for them. Reviewed on: 8th June 2026
Chris Griff's avatar
Chris Griff

PayPal review five star

5
Amazing company great customer service and quick easy payments highly recommend,been using them for over thirty years now Reviewed on: 8th June 2026
Brian W's avatar
Brian W

Easy to use.

5
Easy to use, follow, make payments etc Reviewed on: 8th June 2026
P M's avatar
P M

Always had great experience with PayPal, lots of fin...

5
Always had great experience with PayPal, lots of financial services available, very broad and useful ways of paying for goods and services and spreading the cost through PayPal is excellent Reviewed on: 8th June 2026
Stephen 's avatar
Stephen

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