Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133652 reviews)

View other PayPal products

4.74

Based on 133,652 reviews, last reviewed 10th Jun 2026

3812000% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (133652)

It's amazing it's helping me with my bad time

It's amazing it's helping me with my bad time Reviewed on: 8th June 2026

perfection

perfect service every time. Good customer service smooth use of app. Reviewed on: 8th June 2026

I have never had a bad experience with PayPal.

I have never had a bad experience with PayPal. The customer service team are always helpful. There help articles are always informative. Reviewed on: 8th June 2026

PayPal pay in three

Excellent good payment plans reasonable apr Reviewed on: 8th June 2026

PayPal credi!

I use my PayPal credit for the majority of my purchases. It’s very handy to use and keeps my finances in order. Reviewed on: 8th June 2026

Good customer service, support and variety of connec...

Good customer service, support and variety of connections Reviewed on: 8th June 2026

Paypal the way to pay

Easy to use,quick transactions,always use PayPal Reviewed on: 8th June 2026

Safe, quick & easy, what's not to love!

I find it so convenient and quick & easy to use. And it makes me feel my transactions are safe & protected. I especially love pay in 3 which helps me spread payments for bigger purchases. Reviewed on: 8th June 2026

The choice for everyone

Easy to use and plenty of time to pay back Reviewed on: 8th June 2026

Pay in 3 grear

Pay in 3 great helps spread the cost and gets the goods to the door Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.73 from 3745 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64653 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub