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PayPal: PayPal Credit reviews

4.74
Based on 133,964 reviews, last reviewed 10th Jun 2026
3826200% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and a good period of interest free cr... Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026
gordon's avatar
gordon

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133964)

I've used PayPal for many years and have always foun...

5
I've used PayPal for many years and have always found it to be a reliable, secure, and convenient way to make payments online. Transactions are quick and easy, and I appreciate the added buyer protection, which gives me confidence when purchasing from new sellers. The app is straightforward to use, and transferring money to friends and family is simple. Whenever I've needed assistance, customer service has been helpful and professional. Overall, PayPal provides a safe and hassle-free payment experience that I would highly recommend Reviewed on: 8th June 2026

Paypal credit is more than just online shopping!

4
Paypal credit is more than just online shopping! Everything is smooth and no issues faced. Reviewed on: 8th June 2026

Using Paypal

5
i use paypal for purchasing items brcause i feel safe and know im not being scamned, everything is done profesionally and without any hassle and always efficiently, cant praise paypal enough, Reviewed on: 8th June 2026

Very convenient when paying for services/goods online.

5
Very convenient when paying for services/goods online. Great support should you unfortunately encounter any problems with buying. Reviewed on: 8th June 2026

Easy to use and will use again.

5
Easy to use and will use again. Have been a PayPal customer for years and will continue to use Reviewed on: 8th June 2026

I have been a very happy PayPal customer for many ma...

5
I have been a very happy PayPal customer for many many years . To know I can shop with PayPal and them having your best interest at heart by helping if the needs arise makes it so much easier Reviewed on: 8th June 2026

Pay in 3 is very good it helps when you cannot fully...

4
Pay in 3 is very good it helps when you cannot fully afford to pay straight away . I prefer PayPal due to the ease of access Reviewed on: 8th June 2026

Problems solvers

5
They solved all the problems I ever had. Reviewed on: 8th June 2026

I love using PayPal so many rewards

5
I love using PayPal so many rewards Reviewed on: 8th June 2026

Excellent overall expereince , easy to use and fulfi...

5
Excellent overall expereince , easy to use and fulfils all my financial needs Reviewed on: 8th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review