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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,175 reviews, last reviewed 11th Jun 2026
3835600% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Bill helping It has hope me out with bills and shopping alot be lose could do with taking cash out though Reviewed on: 11th June 2026
Darren J's avatar
Darren J

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134175)

Excellento

5
Very straight forward and reliable Reviewed on: 8th June 2026
Syed F's avatar
Syed F

Always a flawless service.

5
Always a flawless service....happy to help and informative regarding my account. Never had any problems and if I did they were resolved swiftly Reviewed on: 8th June 2026
Steve English's avatar
Steve English

I have never had a negative time.

5
I have never had a negative time. I’ve only used it a few times. The payments are always far Reviewed on: 8th June 2026
Anonymous's avatar
Anonymous

I cannot find any faults with PayPal.

5
I cannot find any faults with PayPal. Service that just works. Easy to use, flexible credit option that I can afford Reviewed on: 8th June 2026
Amalia A's avatar
Amalia A

I always use PayPal credit for my more expensive pur...

5
I always use PayPal credit for my more expensive purchases as I find there’s always a suitable payment method for whatever I’m buying Reviewed on: 8th June 2026
Gavin L's avatar
Gavin L

Ive always, always had smooth transactions with PayPal.

5
Ive always, always had smooth transactions with PayPal. Reviewed on: 8th June 2026
Ann B's avatar
Ann B

Brilliant financial tool

5
Very strong protection, budget friendly zero percent interest rates on purchases and instant checkout for a lot of retailers Reviewed on: 8th June 2026
Edson C's avatar
Edson C

Easy transaction and very quick application activation

5
Never thought about a PayPal credit card until it was highlighted while on the site. I was looking to purchase an item for just under £500 on another site and the timing was perfect. The site accepted the card payment and I got it 4 months interest free which was even better. This let me spread the cost. Thanks PayPal. Great idea and service. Reviewed on: 8th June 2026
Stephen C's avatar
Stephen C

Excellent Company

5
Love PayPal credit, comes in very handy when you need to purchase something now but can pay later, especially if something big like a washing machine ect breaks down. I would highly recommend PayPal credit. Reviewed on: 8th June 2026
Lee D's avatar
Lee D

PayPal credit is a life saver

5
PayPal credit makes purchases a lot easier and you get 4 months interest free Reviewed on: 8th June 2026
Cxox's avatar
Cxox

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