Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134187 reviews)

View other PayPal products

4.73

Based on 134,187 reviews, last reviewed 11th Jun 2026

3836100% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great, never any issues. Great never any issues. Always use both the debit and credit card for different transactions Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (134187)

Good experience - easy to use, reliable service and...

Good experience - easy to use, reliable service and would recommend. Been using a long time Reviewed on: 8th June 2026

Solving disputes and problems

Excellent at solving disputes over non delivery and refunds i have always had great service. Reviewed on: 8th June 2026

Excellento

Very straight forward and reliable Reviewed on: 8th June 2026

Always a flawless service.

Always a flawless service....happy to help and informative regarding my account. Never had any problems and if I did they were resolved swiftly Reviewed on: 8th June 2026

I have never had a negative time.

I have never had a negative time. I’ve only used it a few times. The payments are always far Reviewed on: 8th June 2026

I cannot find any faults with PayPal.

I cannot find any faults with PayPal. Service that just works. Easy to use, flexible credit option that I can afford Reviewed on: 8th June 2026

I always use PayPal credit for my more expensive pur...

I always use PayPal credit for my more expensive purchases as I find there’s always a suitable payment method for whatever I’m buying Reviewed on: 8th June 2026

Ive always, always had smooth transactions with PayPal.

Ive always, always had smooth transactions with PayPal. Reviewed on: 8th June 2026

Brilliant financial tool

Very strong protection, budget friendly zero percent interest rates on purchases and instant checkout for a lot of retailers Reviewed on: 8th June 2026

Easy transaction and very quick application activation

Never thought about a PayPal credit card until it was highlighted while on the site. I was looking to purchase an item for just under £500 on another site and the timing was perfect. The site accepted the card payment and I got it 4 months interest free which was even better. This let me spread the cost. Thanks PayPal. Great idea and service. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.80 from 369 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64954 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub