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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,147 reviews, last reviewed 11th Jun 2026
3834350% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience with PayPal credit Very easy to set up, paying in three is great to spread the cost, saving £20 on my first purchase was a nice bonus Reviewed on: 11th June 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134147)

Fast, Convenient, and Trustworthy

5
My experience with PayPal Credit has been positive overall. It provides a flexible way to spread the cost of larger purchases and is easy to manage through the PayPal app and website. Reviewed on: 8th June 2026
Mamnarr s's avatar
Mamnarr s

Easy to manage and access with attractive offers

5
The service is accessible and accepted by a multitude of purchasing/payment platforms. Often, I am able to take advantage of attractive offers that discount the purchase I am making. Reviewed on: 8th June 2026
Sayeed Ahmed's avatar
Sayeed Ahmed

Long time interest free credit.

5
Long time interest free credit. Very ea Reviewed on: 8th June 2026
Anonymous's avatar
Anonymous

Good , however debit card expired and had missed pay...

4
Good , however debit card expired and had missed payment on credit file , only one ever ! Lack of warning Reviewed on: 8th June 2026
Melanie 's avatar
Melanie

PayPal credit is great

5
PayPal credit is great for those luxury purchases if you don’t want to wait til pay day. The pay in 3 interest free facility is excellent if you want to spread the cost without incurring any interest. PayPal all the way for me when shopping online or in person. Reviewed on: 8th June 2026
HB's avatar
HB

ease of use

5
Easy to choose payment methods and the app is simple to use Reviewed on: 8th June 2026
Ciaran Kavanagh's avatar
Ciaran Kavanagh

Easy use credit

4
Good all round experience with easy to use credit facilities Reviewed on: 8th June 2026
Iven B's avatar
Iven B

Stress free

5
Stress free and easy to use. I can make the best use of my disposable cash. Never a problem to access site or understand instructions. You are reminded each month of when the payment id due. Reviewed on: 8th June 2026
Bg's avatar
Bg

Ease of PayPal

5
I love PayPal credit they don’t pressure me to pay and it makes me feel confident in my own finances. I’ve been a loyal customer to PayPal for about 9 years now and it just gets better and better. The credit scheme is very helpful and I feel super comfortable using it Reviewed on: 8th June 2026
Sanjana A's avatar
Sanjana A

Easy to use, keep track of and pay off

5
Easy to use, keep track of and pay off Reviewed on: 8th June 2026
Am's avatar
Am

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