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PayPal: PayPal Credit reviews

4.73
Based on 144,119 reviews, last reviewed 21st Jun 2026
4288650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent professional service, very easy to use app Excellent professional service, very easy to use app Reviewed on: 21st June 2026
Z M's avatar
Z M

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144119)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's great to be offered a simple payment plan

5
I love it when I am able to pay something off in just a few easy payments. It has meant that I can make a purchase in between paychecks Reviewed on: 10th June 2026

My experience with paypal has always been fab

5
My experience with paypal has always been fab Reviewed on: 10th June 2026

Easy to use , quick confirmation

5
Easy to use , quick confirmation Reviewed on: 10th June 2026

Great service and very easy to use.

5
Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026

Flexible payment plan is paypal

5
It gives you flexibility to pay for online and ofline purchase Reviewed on: 10th June 2026

Versatile System

5
Smooth processes and transactions. Easy to use and transfer funds where necessary. Reviewed on: 10th June 2026

I use pay in 3 all the time and it's super helpful f...

5
I use pay in 3 all the time and it's super helpful for budgeting Reviewed on: 10th June 2026

Excellent Product very handy to have

5
Excellent very handy to have especially if funds required urgently Reviewed on: 10th June 2026

Excellent work

5
Never had any problems with PayPal all good Reviewed on: 10th June 2026

Its effortless no extra jargon or tricks simple cred...

5
Its effortless no extra jargon or tricks simple credit and purchases with added protection personally its a no brainer but you will never know until you try Reviewed on: 10th June 2026